Terms of Service

Effective Date: February 19, 2026

Welcome to Socorro Payments LLC (“Socorro,” “we,” “us,” or “our”). By accessing our website (https://www.google.com/search?q=socorropayments.com) and using our web forms or services, you agree to be bound by the following Terms of Service.

1. Independent Sales Agent Status

Socorro Payments LLC is an Independent Sales Agent of First Direct Financial, LLC. We provide consulting and referral services to connect merchants with payment processing solutions. Socorro is not a bank or a direct processor. All merchant processing agreements are between the merchant, First Direct Financial, and the respective acquiring bank.

2. Use of Website and Web Forms

Our website and all linked web forms are intended for business owners seeking merchant services. You agree to provide accurate, current, and complete information. Any fraudulent or misleading information submitted may result in the immediate termination of your application and potential reporting to industry credit databases.

3. Application Submission and Underwriting

By submitting a pre-application or inquiry, you authorize Socorro Payments LLC to share your information with our partners, including First Direct Financial and its affiliated processors (such as TSYS, Elavon, FiServ, Worldpay, or Greenlight), for the purpose of underwriting, credit checks, and account approval.

4. Intellectual Property

All content on this site, including the "Radically Honest" branding, 10 & 10 pricing model descriptions, Near-Zero pricing model descriptions, and Underwriting Academy materials, is the property of Socorro Payments LLC and protected by copyright laws.

5. Limitation of Liability

Socorro Payments LLC provides information on an "as-is" basis. While we strive for "Radically Honest" transparency, we are not liable for any errors in third-party processing statements, hardware malfunctions from manufacturers, or changes in bank underwriting guidelines.